the Federal Council approved the planned improvements to Rürup Rente and the reconciliation of family, care and work. The tax-deductible maximum amount of the Rürup pension will be raised to 22,172 euros in 2015. In addition, nursing care is to be improved in 2015 through the
The Federal Council has increased the amount that Rürup saver can deduct in their annual tax return from 20,000 euros to 22,172 euros. In today’s resolution, the Bundesrat has approved the increase in the tax-deductible maximum amount after repeated attempts. Due to persistent criticism, the claim has been rejected so far . But this time around, too, it is a compromise, as originally a tax subsidy of 24,000 was required.
In addition, the Federal Council has decided on the care and family care period. On the one hand, the improvements in the care concern relatives who want to take a ten-day break from work in the event of a new nursing event. On the other hand, the family care allowance allows employees to reduce their working hours to up to 24 months with a weekly employment of 15 hours .
The improvements in reconciling family, care and work are designed to meet the growing need for care in the home environment as long as possible. Because the new laws allow relatives to care for a dependent family member without professional consequences .
If you let yourself be exempted from work for ten days in order to clarify the first organizational questions – for example, the family member in need of care – you will receive a replacement wage in the future. Even if relatives decide to care for a dependent family member for a maximum of 24 months at home, they should be financially relieved by the possibility to take an interest-free loan.
Despite critical voices from the opposition, the law has been passed to raise the tax-deductible maximum amount. Above all, people benefit from the change, who use Rürup Rente as a private pension. The draft, which has already been rejected many times, has now been approved by the Federal Council with a compromise solution . Instead of the required 24,000 euros, the new maximum funding limit of 22,172 euros was linked to the maximum amount of the miners’ pension insurance – the increase also affects the agricultural pensions, the occupational pension schemes and the statutory pension insurance.
The law stipulates that the pension contributions must be reduced if the reserves of the German pension insurance exceed one and a half monthly expenses. The contribution reduction from 18.9 per cent to 18.7 per cent was therefore decided. Although this step is a relief for the contributors, the reduction is criticized by the opposition. One reason is the currently high expenditure of the pension insurance , which they can finance in the long run only by a renewed contribution increase.